Articles by Danielle

Online investing in options, what are the pros and cons of these instruments, and should you invest in them?

Investing in options has grown considerably in recent years. The investment product is particularly popular among private individuals. This is mainly due to the low financial entry threshold and the fact that little knowledge of the investment market is required. Online option investing may also be something for you certainly when you are thinking about comprar acciones en España as all the spanish speaking people would say.

What exactly are options?

With options you do not invest so much in the gold, the oil or the currency itself. Options are in fact derivatives. This means that you are concerned with the rise or fall in value of the underlying asset. Options are always mentioned in the same breath as their term. At the beginning of this term the price is determined. At the end of this period you only really buy or sell the options. At the agreed price of course. To be able to buy options, you pay an option premium by default. If you want to sell, you will receive an option premium.

The value of the options

How much an option is worth at the time of buy/sell depends on three factors. The first (and most decisive) factor is the price of the underlying asset. If this is higher than the agreed option price, the option automatically represents a high value. Another important element is the duration. The longer the term of the options, the greater the risk. This risk is compensated by the higher value of the options. The third important factor is the volatility of the options. The volatility is the degree of mobility of the options. When the difference between the highest and the lowest price is large, there is a high volatility. When the difference is small, there is a low volatility. Products with a volatile price run a higher risk. The value of the options will increase as a result.

In fact, there are two types of options:

  1. Call options: this gives you the right to buy options after the agreed period.
  2. Put options: after the agreed period you can start selling options
  3. Put options carry the most risk. This is because both types of options are subject to different conditions. As a selling party you are obliged to deliver the option if the buyer asks for it. At least, if the agreed term has expired. The buyer, on the other hand, is free to buy the options or not. As stated above, options always come with a price agreed in advance. If the product turns out to be worth less than this amount after the term has expired, the purchase will not take place. The option premium still has to be paid to the broker di opzioni binarie.

Binary or digital options

Investors can trade in ordinary or binary options (also called digital options). At first sight, both variants have a lot in common. However, if you are more familiar with them, you will soon notice that trading in binary options is a lot easier. You do not need any special knowledge to be able to invest in binary options. In addition, options have a low financial entry threshold. So it is not strange that many people opt for this form of investment.

  • Binary options are known in the investment world as ‘all or nothing options’. There are only two possible outcomes. If you make a profit, you receive a fixed percentage and if the price is below the entry point, you lose the entire investment. The trick is to correctly predict whether the final price will be higher or lower than the starting price. For many people this is a gamble. Binary options are therefore seen as a relatively risky investment product. It is therefore important to handle your money wisely so that you limit the risk as much as possible.

Buying stocks during the corona crisis in The Netherlands, what are the best types of stock to invest in in 2021

The outbreak of the coronavirus has created a crisis: the corona crisis. As a result, some companies are lying partially or completely flat. Less production, less turnover and therefore lower share prices. As a result, investors are in the starting blocks to buy the declining shares and the so called aandelen on Dutch investing site Spaarbuidel. But is this smart? No, it is not! Separate the wheat from the chaff. To help you further, we made an analysis of companies that are more than capable of getting it if this crisis lasts too long. Download our stock market analysis on companies with a bankruptcy and emission risk, free of charge and without obligation.

1. Royal Dutch Shell Royal Dutch Shell € 27

Recently, the share was bought with a dot. The unrest in Iran could put the share and the sector back on the map. Energy has been the worst equity sector in the past decade, but this could improve over the next decade. The industry is reducing spending on new oil and natural gas projects and giving more and more money back to shareholders.

Royal Dutch Shell the share in the investment game

Royal Dutch Shell has adopted the friendliest investment approach and is perhaps the share of the global super majors in the investment game. The shares are listed in the Netherlands and also have options, with which additional returns can be obtained if necessary. However, we first aim for prices above € 30 before we consider this.

Royal Dutch Shell share price and dividend

The U.S. shares of the British-Dutch company are currently trading close to the low point of the last year. This trough was approximately $57, which is 13 times the expected profit for 2019. This is lower than their US ‘colleagues’ Chevron CVX and Exxon Mobile (XOM). Their dividend yield is currently as high as 6.5% and we do not expect any reduction. So even if oil prices were to fall moderately, an investment would still look safe.

RDS.A the best share to buy

Investors are best advised to buy Dutch shares (RDS.A). British stocks look better. This is because their dividends are not subject to withholding tax, but that is only interesting for foreign stock market participants. Whether or not you choose to purchase American Royal Dutch Shell depositary receipts (RDS.B) is a decision you can make yourself.

Royal Dutch Shell profit potential

Shell has set itself the target of distributing $20 billion to investors in the years 2021 – 2025 in the form of dividends and share buy-back programs, more than half of the current market value. Listed companies see a profit potential of 30% to 50% for the shares currently trading around 2009 levels.

The stock market analysis of Royal Dutch Shell
Curious about a more detailed stock market analysis of Royal Dutch Shell’s share? Then download our whitepaper in which we analyse the share in detail.

2. ASR € 33.35

At the end of the first half of 2019, ASR had reached 187%, the second highest Solvency 2 ratio of Dutch life insurers. However, taking into account the differences in hybrid use, which ASR does not have in its life business, ASR has the highest Dutch Solvency 2 ratio within the life business.

Do we also take into account the fact that ASR uses the more conservative standard formula? Then the insurer with a like-for-like S2 ratio of 250 %, by far the highest Dutch S2 ratio for life units. Compare their S2 ratio with the following competitors:

ASR price outlook and return

In addition, ASR’s Dutch life division is relatively better positioned for low interest rates and possible EIOPA Review effects by 2021/2022. Meanwhile, Beursgenoten considers the valuation to be cheap. The valuation has a price/earnings forecast of 7.5x for 2021 and a price/book value of 0.8x. And that while the dividend yield is also solid, namely 6% for 2021. On top of that, ASR with a high solvency ratio scores better than its competitors. Another option could be one of the most popular options like Aegon stock in The Netherlands.

3. Berkshire Hathaway $ 226

After Berkshire Hathaway lagged significantly behind the S&P 500 in 2019, it looks like a good basis has been created for 2020 based on the rising book value and revenues. Class A shares listed at around $338,000 rose by approximately 11% in 2019. In contrast, the S&P 500, with which this fund is often compared, increased by 29%. We are going to list the B shares that have $226 at the time of writing.

Concerns about Berkshire

Investors became frustrated by the continuous increase in the stock of pure cash on Berkshire’s balance sheet. Investors are also worried about the direction the company will take when Warren Buffett ceases to be CEO. We believe that Buffett

Why buy a major medical expense plan? A few tips to consider when choosing health insurance in The Netherlands

Major medical insurance plans provide worldwide medical insurance coverage for you and your family and are an excellent solution for expatriates, global travellers and anyone who needs a long-term international medical insurance plan! We offer a number of different options to consider and from which to choose. Please complete this form or contact our customer service team for a personalized quote for the zorgverzekering vergelijken 2021 on the website verzekering-winkel.com

  • Once you have selected the plan you wish to purchase, you will need to complete an application form and medical questionnaire that will be reviewed by the insurers. This process can take up to 5 business days or more, depending on the complexity of your request.

What benefits can you expect?

Benefits and options will vary depending on the plan you are considering, however, there are some major benefits you will see in most plans. These include inpatient and outpatient benefits, medical evacuation, repatriation, preventive care, coverage for pre-existing conditions, maternity, dental and vision care. Most plans will offer different levels of coverage and optional modules to add certain benefits for an additional cost. Plans are renewable annually and you can keep them as long as you remain eligible under the terms of each plan.

Local or international coverage?

There may be some cases where you have the option to purchase from a local health care system, after a specific period of time. While this might be a good option for you, these plans often do not provide international coverage and will not continue if you move to another country. International major medical insurance plans will cover you worldwide, and if you move to another country the plan will remain in effect.

How do I apply for health insurance?

We offer several different options for you to consider and choose from. You can get a free quote through our website for the various products, or you can contact our customer service team for a personalized quote. Once you have selected the plan you wish to purchase, you will need to complete an application form and medical questionnaire that will be reviewed by the insurers. This process can take up to 5 business days or more, depending on the complexity of your request.

Sony Camera – Why Buy One Today?

The originators never felt that their creation could actually be this enormous, presently, Sony company is an electronic force to be reckoned with in this current day. They have been pioneers of various media designs and have been trend-setters in this industry. What began as an organization carefully managing semiconductors, and TVs, immediately advanced into making new advances that have been successes to the tech-addicts who live for forefront items. Have you perused a Sony camera survey?

One of the items that Sony is effectively selling is their advanced simple to use cameras. With better and less expensive advanced cameras more accessible now than previously, any individual who has, even, a passing interest in photography can put “picture taker” on their resumes. Sony’s unwavering quality in their items is applauded, alongside the simple route in a large portion of their gadgets, as observed in most Sony camera audit. The norm of simple to use cameras has been set high, and Sony has certainly satisfied it. The Sony camera is a smooth, refined machine, bragging some the most top of the line parts and focal points one can discover in a conventional simple to use computerized camera. It is a camera that you bring along ordinary, constantly.

The accessible Sony camera survey that can be discovered everywhere on the web frequently close on a certain something, that the Sony advanced camera is a gadget that merits your cash. With the solace of having a reliable brand on your side, and segments that you know will last, you can have confidence, the Sony Digital camera will get you through the most requesting undertakings. In this way, on the off chance that you choose to take pictures for your child’s third birthday celebration party, or from an evening of having a throw down good time in an unfamiliar nation, the Sony advanced camera is an extraordinary buddy. So before you choose to state, “cheddar!”, ensure you have the expert that the Sony camera survey suggest in your shutterbug hands. Get Sony.

Sony Cameras – Alpha and Cyber-Shot Lines

Sony cameras have been at the front line of development. A few models are currently on the lookout and intensely contending as a main brand in both single focal point reflex and smaller camera portions.

Sony’s leader line of cameras is the Alpha model, which it orders as “exchangeable focal point cameras.” There are two general sorts inside the Alpha line of compatible focal point cameras, contingent upon the focal point mount.

The first is the A-mount type, which obliges the focal point mount designed after Minolta and Minolta-Konica camera self-adjust focal points. This kind of focal point offers adaptability to the purchaser to utilize not just the current yield of Sony A-mount focal points, yet additionally old self-adjust Minolta focal points. Sony has ventured it up an indent by presenting the single focal point clear A-mount advanced camera. The single focal point clear camera is not quite the same as the typical single focal point reflex camera in that it uses a “clear mirror” which allows light to go through the mirror. This wipes out the requirement for the mirror to flip right now the screen is squeezed and forestalls slack and fleeting power outage of the view-locater at the hour of presentation. It additionally considers speedier various ceaseless mode shots. Since the single focal point clear camera has a clear mirror, the viewfinder of the camera is subsequently computerized, rather than optical.

Nonetheless, Sony perceives that, as audiophiles who request vinyl records, there are some idealist picture takers who are not happy with advanced viewfinders. So Sony still keeps on assembling customary optical viewfinder single focal point reflex cameras with standard mirrors.

The other sort of tradable focal point cameras presented by Sony is the Alpha NEX E-mount type. While more modest and more smaller, it produces DSLR-quality photos. Typically, the focal points of E-mount cameras vary from A-mount focal points, as they are more modest. Be that as it may, Sony has connectors to permit E-mount cameras to utilize Sony’s full scope of A-mount focal points, including Minolta AF focal points.

For those lone intrigued by quality computerized cameras without expecting to mess with confounded controls in regular circumstances, there’s the image’s Cyber-shot line. These in vogue and reduced cameras embody the term simple to use. No doubt about it that while the Sony camera Cyber-shot line takes into consideration office of utilization, it doesn’t settle on picture quality. Digital shot cameras have a full scope of mechanically creative items going from best in class Carl Zeiss focal point models to more reasonable ones.

The majority of the computerized cameras of Sony have an underlying film mode, permitting the purchaser to record still shots as well as motion pictures, most in full top notch. Picking a camera has never been simpler with the full line of Sony items.